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If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell due to Estimated Reading Time: 3 mins.

Sep 27, If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree. You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages.

Enter your ZIP code below to find cheap comprehensive car insurance rates near you. A. Your homeowners insurance will not cover damage if a tree falls on your car. However, you may be able to file an auto insurance claim if you have comprehensive coverage on your car insurance policy. Comprehensive coverage typically helps pay to repair damage to your car caused by falling shrubfelling.pwted Reading Time: 6 mins.

Sep 14, Fallen tree damage and removal is generally covered if the tree landed on a covered structure and fell because of a covered peril, like heavy winds or a lightning strike. But if your insurer can prove that the tree fell due to an exclusion in your policy, like termite damage, the loss may not be covered.

Sep 17, If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a tree.



Comprehensive car insurance covers falling trees.



Comprehensive coverage will repair damages to your car caused by fallen trees, plus hail damage. If you collide with a fallen tree while driving, this will be covered by your collision coverage shrubfelling.pwted Reading Time: 3 mins.





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